Retirement Annuities

A Challenging Retirement Plan Mission: Not Impossible

A reader makes a request that at first appears not achievable, but with some maneuvering of the retirement income plan building blocks, we find it can work.

February 28, 2024 Read More
Retirement Planning

How a Fixed Index Annuity Can Manage Retirement Income Risks

Good retirement income planning involves adjusting to circumstances and evaluating innovative products. Consider an FIA to manage downside risk.

January 31, 2024 Read More
Retirement Planning

Retirees: Worry Less About Markets, Long-Term Care and Taxes

Unexpected events can upset the best-laid retirement income plans. These 2024 retirement planning updates are designed to roll with the changes more easily.

January 19, 2024 Read More
Retirement Planning

How You Might Need to Adjust Your Retirement Plan in 2024

Here are some of the challenges that could lie ahead this year, plus some suggestions for how you might deal with them to help secure your financial future.

January 09, 2024 Read More
Retirement Planning

How Finances Can Improve for Retirees — and the Next Two Generations

Hypothetical retirees from 2017 are in much better financial shape today, thanks to annuities and higher interest rates. Their kids and grandkids stand to also reap the benefits.

December 13, 2023 Read More
Retirement Planning

A Plateful of Financial Topics That Might Come up Over Turkey Dinner

From higher prices and mortgage rates to AI planning our retirements: These are some of the conversations you might have as multiple generations gather for the holiday.

November 23, 2023 Read More
Retirement Planning

Annuity Payments Are 30% to 60% Higher: Time to Reconsider

When interest rates rise, so do payments on new annuity contracts. Maybe it’s time to take another look at how annuities can fit into your retirement income.

November 03, 2023 Read More
Retirement Planning

Do Alternative Investments Belong in Your Retirement Plan?

There’s a lot of promotion of ’alternative investments’ these days, from gold to real estate and even to Bitcoin. Are you missing out?

October 27, 2023 Read More
Retirement Planning

How to Get More Retirement Income From Your 401(k)

An integrated approach of investments and annuities could provide you with more retirement income in addition to protection against inflation and late-in-life expenses.

October 11, 2023 Read More
Retirement Planning

Don’t Bet Your Retirement on Stocks: Follow These Four Tips

Keep a generous amount of your savings in the stock market, but make stocks only part of your retirement income plan to manage the risks.

October 03, 2023 Read More
Retirement Planning

Do You Have Enough Income to Retire? That Is the Question

To be or not to be secure in retirement… Income planning is critical, and that means testing different strategies and products to get your best outcome.

September 28, 2023 Read More
Retirement Planning

Remember: Retirement Accounts Are Not All Taxed the Same

How you handle your pre-tax and after-tax accounts can make a big difference in your income in retirement and the legacy you leave.

September 21, 2023 Read More
Retirement Planning

Can AI Plan Your Retirement Better Than I Can?

Financial adviser Jerry Golden posed retirement planning questions to ChatGPT. The results? A good start that begs for human intervention (though it had some things to say about Jerry!).

June 30, 2023 Read More
Retirement Planning

Can Your Retirement Income Plan Cover Unplanned Expenses?

Let’s take a close look at ways to create the liquidity necessary in your income plan to cover big-ticket items later in retirement, such as long-term care.

June 26, 2023 Read More
Retirement Planning

Insuring Your Plan for Retirement Income

‘Longevity insurance’ ensures you don’t run out of money in retirement. How to figure out how much you need, the types of annuities to use and when the income should kick in are tricky questions, though.

June 02, 2023 Read More
Retirement Planning

Are You Worried About Running Out of Money in Retirement?

Planning that integrates income annuities can help alleviate the No. 1 fear of retirees, even in worst-case investment scenarios and when living way beyond your life expectancy.

May 30, 2023 Read More
Retirement Planning

To Create a Better Plan for Retirement Income, Start Earlier

Let’s explore how to figure out how much income your savings can generate at retirement and how to build a better plan when retirement is five or 10 years away.

May 25, 2023 Read More
Retirement Planning

Don’t Hand Your Retirement Income Planning Over to AI Just Yet

Some are saying artificial intelligence can replace human financial advisers, but even ChatGPT recognizes the value of experience, judgment and a beating heart.

April 20, 2023 Read More