Retirement Planning

The (R)evolution of Retirement Income Planning

With AI on the horizon to enable the optimization of retirement income plan choices, the retirement fortunes of retirees are about to improve.

May 07, 2024 Read More
Retirement Planning

Is Your Retirement Solution Hiding in Plain Sight?

Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income.

April 25, 2024 Read More
Retirement Planning

How to Cut Your Taxes as Short-Term Interest Rates Come Down

Using after-tax savings to buy an immediate annuity could shift your taxes on income to later years, when you might have expenses that can offset higher taxes.

April 03, 2024 Read More
Retirement Planning

How Your Home Can Fill Gaps in Your Retirement Plan

If you have gaps in your plan for retirement income, you might consider adding the value of your home to your planning.

March 20, 2024 Read More
Retirement Planning

For Longevity Protection, Consider a QLAC

A qualifying longevity annuity contract, or QLAC, can help you define a better retirement for yourself by providing guaranteed lifetime income.

March 15, 2024 Read More
Retirement Annuities

A Challenging Retirement Plan Mission: Not Impossible

A reader makes a request that at first appears not achievable, but with some maneuvering of the retirement income plan building blocks, we find it can work.

February 28, 2024 Read More
Retirement Planning

How a Fixed Index Annuity Can Manage Retirement Income Risks

Good retirement income planning involves adjusting to circumstances and evaluating innovative products. Consider an FIA to manage downside risk.

January 31, 2024 Read More
Retirement Planning

Retirees: Worry Less About Markets, Long-Term Care and Taxes

Unexpected events can upset the best-laid retirement income plans. These 2024 retirement planning updates are designed to roll with the changes more easily.

January 19, 2024 Read More
Retirement Planning

How You Might Need to Adjust Your Retirement Plan in 2024

Here are some of the challenges that could lie ahead this year, plus some suggestions for how you might deal with them to help secure your financial future.

January 09, 2024 Read More
Retirement Planning

How Finances Can Improve for Retirees — and the Next Two Generations

Hypothetical retirees from 2017 are in much better financial shape today, thanks to annuities and higher interest rates. Their kids and grandkids stand to also reap the benefits.

December 13, 2023 Read More
Retirement Planning

A Plateful of Financial Topics That Might Come up Over Turkey Dinner

From higher prices and mortgage rates to AI planning our retirements: These are some of the conversations you might have as multiple generations gather for the holiday.

November 23, 2023 Read More
Retirement Planning

Annuity Payments Are 30% to 60% Higher: Time to Reconsider

When interest rates rise, so do payments on new annuity contracts. Maybe it’s time to take another look at how annuities can fit into your retirement income.

November 03, 2023 Read More
Retirement Planning

Do Alternative Investments Belong in Your Retirement Plan?

There’s a lot of promotion of ’alternative investments’ these days, from gold to real estate and even to Bitcoin. Are you missing out?

October 27, 2023 Read More
Retirement Planning

How to Get More Retirement Income From Your 401(k)

An integrated approach of investments and annuities could provide you with more retirement income in addition to protection against inflation and late-in-life expenses.

October 11, 2023 Read More
Retirement Planning

Don’t Bet Your Retirement on Stocks: Follow These Four Tips

Keep a generous amount of your savings in the stock market, but make stocks only part of your retirement income plan to manage the risks.

October 03, 2023 Read More
Retirement Planning

Do You Have Enough Income to Retire? That Is the Question

To be or not to be secure in retirement… Income planning is critical, and that means testing different strategies and products to get your best outcome.

September 28, 2023 Read More
Retirement Planning

Remember: Retirement Accounts Are Not All Taxed the Same

How you handle your pre-tax and after-tax accounts can make a big difference in your income in retirement and the legacy you leave.

September 21, 2023 Read More
Retirement Planning

Can AI Plan Your Retirement Better Than I Can?

Financial adviser Jerry Golden posed retirement planning questions to ChatGPT. The results? A good start that begs for human intervention (though it had some things to say about Jerry!).

June 30, 2023 Read More